Spain's #1 Expat Insurance Agency

Health Coverage

Health Insurance

Comprehensive health coverage designed to keep you and your family healthy and protected from unexpected medical expenses.

Individual Plans

Coverage tailored for singles with flexible options and affordable premiums.

Doctor visits & check-ups
Emergency care
Prescription medications
Lab tests

Family Plans

Protection for your entire family with coordinated benefits and preventive care.

Coverage for all family members
Children's preventive care
Maternity benefits
Family deductible options

Group Plans

Comprehensive coverage solutions for businesses and organizations.

Employer-sponsored coverage
Wellness programs
Reduced rates
Group discounts

Preventive Care

Annual check-ups, vaccinations, and screenings at no additional cost.

Specialist Access

Easy referrals to network specialists without long wait times.

Prescription Coverage

Affordable medications with preferred pharmacy networks nationwide.

Mental Health Support

Counseling and therapy services with covered mental health providers.

Home Protection

Home Insurance

Protect your home and belongings with comprehensive coverage against property damage, liability, and unforeseen events.

Standard Coverage

Essential protection for your home structure and personal belongings.

Dwelling protection
Personal property coverage
Liability protection
Basic contents

Premium Coverage

Enhanced protection with higher coverage limits and additional features.

Extended dwelling coverage
Higher liability limits
Valuable items protection
Loss of use coverage

Comprehensive Coverage

Maximum protection covering most perils and specialized events.

All-risk protection
Natural disaster coverage
Full replacement cost
Emergency services included

Property Damage

Coverage for structural damage from fire, theft, vandalism, and more.

Liability Protection

Legal protection if someone is injured on your property.

Natural Disaster Coverage

Protection against storms, earthquakes, and other natural events.

Personal Belongings

Coverage for your furniture, electronics, clothing, and valuables.

Renter's Coverage

Tenants Insurance

Affordable protection for renters covering your personal belongings, liability, and additional living expenses.

Basic Renters

Essential coverage for renters on a budget with core protections.

Personal property coverage
Basic liability protection
Affordable premiums
Simple claims process

Enhanced Renters

Expanded protection with higher coverage limits and added benefits.

Higher personal property limits
Enhanced liability coverage
Additional living expenses
Loss assessment protection

Premium Renters

Maximum protection with comprehensive coverage and premium benefits.

Full replacement cost coverage
Extended liability protection
Valuable items endorsement
24/7 claim support

Personal Property Protection

Coverage for furniture, electronics, clothing, and other belongings.

Liability Coverage

Protection if someone is injured in your rental home.

Additional Living Expenses

Help covering costs if your rental becomes uninhabitable.

Medical Payments Coverage

Covers medical expenses for guests injured on your rental property.

Why Choose Us

Your Trusted Insurance Partner

Personalized Service

One-on-one guidance to find the perfect coverage for your specific needs.

Competitive Rates

Unbeatable price guarantee backed by Spain's most reliable insurance carrier — Occident

Fast Claims

Efficient claims processing to get you back on your feet quickly.

Local Expertise

15+ years serving your community with deep local market knowledge.

Our Process

Getting the Right Coverage

Four simple steps to find and secure the perfect insurance plan for your needs.

Discovery Call

Discuss your coverage needs and lifestyle to understand what protection matters most.

Coverage Analysis

We analyze your situation and present tailored coverage options with pricing.

Plan Selection

Choose your perfect plan with confidence. We answer all your questions.

Ongoing Support

Continuous support with policy reviews and updates as your life changes.

FAQ

Common Questions

Find answers to questions about our insurance plans and coverage options.

What is the difference between health and accident insurance?

Health insurance covers a wide range of medical services including preventive care, doctor visits, and treatments. Accident insurance is specifically designed to cover costs resulting from unexpected accidents. We can help you determine which coverage is right for your situation.

Do renters insurance policies cover water damage?

Standard renters insurance typically covers sudden water damage from burst pipes or leaks, but not damage from flooding. We offer flood insurance as an optional endorsement to provide comprehensive water damage protection.

How often should I review my home insurance policy?

We recommend reviewing your home insurance annually or whenever you make significant home improvements, purchase valuable items, or experience major life changes. Our team is always available to help you ensure your coverage is adequate.

Can I bundle my health, home, and tenants insurance?

While health insurance is typically separate, you can often bundle home and renters insurance for significant discounts. Ask us about multi-policy discounts and other ways to save on your insurance costs.

What should I do if I need to file a claim?

Contact us immediately when an incident occurs. We'll guide you through the claims process step-by-step, help document the damage, and work with the insurance company to ensure you get the support you need quickly.

Are there discounts available for bundling or safe practices?

Yes! We have discounts for bundling multiple policies, maintaining a good health record, installing safety features in your home, and more. Let us help you maximize your savings on insurance.

Insurance Plans That Protect What Matters